Thursday, October 22, 2020

Major Points You Should Know Before Picking the Study of Business Administration

A wider chance is available out there if you hold a bachelor degree in Business Administration since it covers a number or carrier paths...

What is the Future of Investment Strategy?

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When planning an investment strategy it is important that the strategy matches the needs and aspirations of the investor. A system that is successfully used for one person may not be suitable for another. There are various reasons for this, including ethical considerations and how much risk an investor is willing to take.

Investment should always be a long-term plan; when planning for retirement the most important consideration is to make funds last as long as possible while still providing a steady income.

Since the global economic crisis started in 2008, investment strategies have had to be radically changed. We live in a world where interest rates are at an all-time low and the stock markets are at the most volatile in decades. Gone are the days when it was possible to place a large portion of funds into cash and bonds and still receive a good return. Today, an investment portfolio with a large percentage of the investment in cash and bonds will be at risk from making no gains at all. In fact, too much cash and the investment will lose value over time as inflation outpaces interest rates.

One of the best ways to quickly gain an insight into the latest investment strategies is to analyze which stocks the successful investment fund managers are adding to their portfolios. Earlier this year the billionaire investment expert, Ken Fisher, provided a detailed summary of the current market situation and gave some insightful tips into how he is tackling the turbulent markets.

Ken Fisher has developed a reputation for picking stocks that beat the market trend. For two decades he has been choosing stocks that outperform the market – he is living proof that passive funds, that is those that simply track the stock markets, are not the best way to invest. .

Safe banking stocks

Ken Fisher has been buying banking stocks this year and increased his holding of the largely UK government owned Lloyds Banking Group (NYSE: LYG). This is considered a very safe bank to own at the moment because as it is now supported by the UK government failure is not an option. However, this is not just a low-risk bank, Lloyds Bank stock price has increased by almost 80 percent over the past year and some analysts believe that it may once again emerge from government ownership. Lloyds recently announced plans to cut around 10 percent of its workforce to further reduce its operating costs.

Transport success

Ken Fisher’s second big move has been into transport, including the Iowa-based Heartland Express (NASDAQ: HTLD). The Internet has helped buyers reach more competitive suppliers in all markets and as a result all types of transportation have experienced staggering growth in recent years.

Most popular investment strategies

A good strategy is an investment roadmap that will ensure that an investor maintains a relatively objective and non-compulsive approach.

Top-down or bottom-up investing governs how stocks are picked. Top down investment strategy buys stocks based on a theme, such as sticking to one economic sector or in defensive investments such as healthcare and consumer staples.

Fundamental analysis is a strategy that involves deep analysis of all factors that impact on the performance of an investment. For example, an investor will analyze the management of a business to determine whether it is geared for success.

Contrarian investing is a slightly risky form of investment because it involves choosing stocks that are out of favor. The objective is to buy cheap and wait for the market to take interest. Investment managers learn to evaluate businesses and purchase shares in those that are undervalued.

Dividend investing is a form of investment that focuses on buying shares that pay out a healthy dividend. Capital gains are considered to be of lesser importance, the investor wants a regular income from their portfolio.

Any of these strategies can work when they are executed properly; the biggest challenge is in making the correct choices.

Where to get good advice

There are many places to seek advice. The first route should be to start reading the investment press – read blogs, newspaper financial pages, specialist investment news providers such as Bloomberg and Reuters. Also follow prominent investment managers who are on Twitter – they may often give tips.

The best advice is usually when it comes direct from an investment manager. Often the best tips are kept secret to all but an investment manager’s client so hiring the services of a top quality fund manager is a sure way to get some unparalleled investment advice.

All forms of investment carry an element of risk; holding cash is a risk in a low interest / high inflation market. Stock prices can go down as well as up, but so long as the strategy is carefully planned and risk understood, it is possible to make healthy gains on any investment.

From Trotter to Trump: How to Climb the Entrepreneurial Tree

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Do you fancy yourself as a bit of an entrepreneur? 

Much like Derek Trotter from Only Fools and Horses, you can typically be found flogging your wares from a shabby suitcase while your hapless brother keeps an eye out for the police.  

When you’re not trying to get rid of the old rubbish you’ve found in your garage, you’re down the pub drinking inexplicable cocktails and wowing the locals with your limited French vocabulary. 

Quite simply, you’re a friendly, happy-go-lucky character with a heart of gold and an unashamedly sanguine view of life – but there’s one teensy-weensy problem … 

… you’re skint. 

Despite your best efforts, you’ve struggled to get your “business” off the ground, which has led to many sleepless nights worrying about the direction you’ll take to become the next Donald Trump.  

Here’s some advice … 

Do What You Love, Love What You Do 

“Choose a job you love and you’ll never have to work a day in your life.” Those were the wise words of the Chinese philosopher Confucius – and it’s the perfect advice if you’re looking to develop a business platform to launch your success. 

Whether you plan to set up international courier services to deliver items around the globe or you long to get an ice cream van on the road, it’s absolutely crucial you have the passion and perseverance to drive your vision forward. 

Learn From the Best 

In the same way Rodney learned from Del Boy (valuable life lessons, at least), most of the successful entrepreneurs we know today have spent time working for others before they make the decision to launch their own venture. 

Consequently, a few years under the tutelage of a willing mentor – as well as learning from the mistakes they’ve made in their own career – will arm you with the skills you need to make a real go of your own business. 

Keep On Moving 

Much like some sharks must keep swimming in order to avoid drowning, the successful entrepreneur must be willing to move forward at every opportunity and resist the temptation to rest on their laurels. 

In a nutshell, there’s no time for you to overanalyse situations or lament what might have been. To follow in the footsteps of Trump et al, it’s vital procrastination is thrown to one side and replaced with a drive to succeed and trusting your gut instinct at every turn. 

What do you think? 

Are there any other skills you’d like to add to this list for all the budding Donald Trump’s or Richard Branson’s across the globe? Please let us know by leaving your comment below – we’d be delighted to hear from you.